Business (AA) | Online

The Associate of Arts in Business at Cairn University provides a strong foundational education in core business principles, preparing students for entry-level roles or seamless transfer into a bachelor’s program. Students gain practical knowledge from a biblical perspective in areas such as accounting, finance, marketing, management, and operations, all delivered through Cairn’s flexible 7-week FLEX Learning model designed for working adults.

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Credits
60
Years
2
Online
100 %
Per credit (18-credit load)
$ 272

Our Distinctives

The AA in Business (Online) at Cairn University is built for today’s adult learner; flexible, career-focused, and rooted in God’s Word and in excellence.

Cairn University Ranks #2 in Glanzer’s Guide to Christian Colleges and Universities. At Cairn University, we work hard to ensure that everything we do inside and outside the classroom aligns with our commitment to Christian education, clearly articulated in our University mission statement. All undergraduate programs integrate 30 credits of Bible and theology as part of the core curriculum. Except for those pursuing a BS in Bible, anyone who earns a bachelor’s degree from Cairn has a Bible Minor listed on their transcript. 

FLEX Learning Model

Designed for self-directed, motivated learners who need flexibility without compromising academic rigor. Complete business courses in as little as 1–2 weeks or take up to 7 weeks.

Biblically Rooted

Gain a values-driven foundation that shapes both character and career success.

Seamless Pathway

Strong foundation for immediate workforce entry or easy transfer into Cairn’s BS in Business or other bachelor’s programs.

Affordable

Tuition as low as $272 per credit with a full-time load of 18 credits per semester.

Program Description

The AA in Business program is available exclusively online. This single-degree program leads to an Associate of Arts degree in business. 

Our business courses are delivered through our Flexible Learning Environment model, that empowers students to take control of their education while balancing work, family, and other commitments. Business courses are offered in two 7-week sessions each semester, with no rigid weekly deadlines and a more flexible structure. Whether you finish a course in just 1–2 weeks or take the full 7, you’ll master essential business proficiencies within the 7-week term, supported every step of the way by faculty facilitators who provide guidance and optional live sessions for open discussions. 

The program integrates a biblical worldview and ethical framework shaped by Scripture, emphasizing character, integrity, and values-driven decision-making alongside professional skills. With 100% online delivery, affordable tuition, and support from experienced faculty, it equips graduates to thrive in diverse industries while balancing life commitments.

Learn more: 

Program Outcomes

Graduates of the Associate of Arts in Business (Online) at Cairn University will be able to:

  • Apply foundational business principles across key areas including accounting, finance, marketing, management, and operations.
  • Demonstrate problem-solving and decision-making skills in practical business situations.
  • Communicate effectively in professional settings, both in written and oral formats.
  • Integrate ethical reasoning and a biblical worldview into business decisions and practices.
  • Use basic data analysis and technology tools to support business operations and strategy.
  • Work collaboratively with integrity in team and organizational environments, preparing for entry-level roles or seamless transfer into a bachelor’s program.

Graduates of the Associate of Arts in Business (Online) at Cairn University are prepared for entry-level roles across a wide range of industries, including corporate, nonprofit, small business, and ministry settings. The program also provides a strong foundation for seamless transfer into Cairn’s BS in Business or other bachelor’s programs.

Common career pathways include:

  • Operations & Administration: Operations coordinator, administrative assistant, office manager, or project support roles
  • Sales & Marketing: Sales representative, marketing coordinator, customer service or account representative
  • Finance & Accounting Support: Accounting assistant, bookkeeping support, finance aide, or billing coordinator
  • Human Resources: HR assistant or talent acquisition support
  • General Business: Business development associate, small business support roles, or entrepreneurial ventures
  • Other Opportunities: Roles in retail management, supply chain support, nonprofit administration, or church/business ministry settings

With Cairn’s biblical integration, graduates are equipped to bring ethical, values-driven leadership to any workplace while advancing their careers or continuing their education. Many roles offer opportunities for on-the-job growth and promotion with experience.

All Cairn University students must have professed faith in Jesus Christ as Savior, as evidenced by providing a personal testimony that details this faith. By submitting an application, students acknowledge the University’s doctrinal position and standards of conduct as outlined in the Foundational Statements. Below are the admission requirements:

  • Application: Submit the Application for Admission along with the $25 non-refundable fee. Apply today using code faithmatters and we will waive the fee. 
  • Transcripts: Order official transcripts for all conferred degrees to be sent to Cairn University. 

Cairn University strives to keep tuition costs affordable despite providing a rigorous education. Courses are taught by Cairn faculty and not TAs. Cairn Online programs rank amongst the most affordable online bachelor’s and master’s programs. 

The tuition rate for the 2026–2027 academic year is a flat $4,900 block rate per semester for 12–18 credits. This equates to $272 per credit based on a full 18-credit load.

Additional details on fees and part-time status are available on this page

Cairn University also partners with many organizations and offers tuition discounts. Tuition discounts are also available for those working in Christian schools. Please contact us to find out if your organization has a partnership with Cairn University. 

Additional information on scholarships, grants, and loans is available from this page

Cairn University is regionally accredited by Middle States Commission on Higher Education (MSCHE).

An image of the SARA official seal.
Cairn University participates in the State Authorization Reciprocity Agreements.

Additional Accreditation Information is available from this page

Gabriel Prroj scaled

“Cairn has given me a solid foundation in my faith and has prepared me as a professional to enter the business world with a Christ-like attitude. This university has been a place where I’ve cultivated good relationships with like-minded people, both students and professors.””

– Gabriel P.

FAQs

Can I transfer my college credits?

The course transfer depends on where you are transferring from, and what program you are transferring to. If you are coming to Cairn Online from another institution, it is very likely you will have some credits that will transfer. Because there are so many options, we encourage you to talk to an enrollment counselor. If you are transferring out, Cairn is a regionally accredited school and some credits should transfer with relative ease. Each college sets their own transfer criteria, so be sure to check their policies for specifics.

Cairn is approved to offer financial aid because of its regional accreditation. There are many options available and typically students qualify for at least one type of federal aid. Many students receive scholarships and grants that make earning their degree even more affordable. Cairn offers a variety of scholarships and discounts in addition to options for loans and grants. Please refer to this page for details. 

Only the business courses currently use the FLEX model. Other online courses can be completed asynchronously throughout the week with specific deadlines for the various learning activities. 

Next Steps

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Interested in our AA in Business online program? Complete this form to connect with an admissions advisor for personalized guidance on schedules, costs, and application steps. We’re here to help you take the next step!

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