Tuition & Financial Aid

An affordable education with lasting value.

While the cost of a Cairn University education is competitive with similar institutions, we realize you may need financial assistance to take this journey.  You are not alone. 

97% of our full-time undergraduate students receive some form of financial assistance. 

Cairn University graduates in cap and gown

Avg. Aid Award

$ 20,042 Annually
  • *Based on first-time, full-time students including federal, state, and university grants and scholarships.

Getting started with financial aid


Complete your Cairn University Application

Before you begin the financial aid process, make sure to complete and submit your application for enrollment.

Apply Now!


Complete your FAFSA

File your Free Application for Federal Student Aid (FAFSA).
Use school code 003351.

Go to


Send your test scores and transcripts

You merit scholarship award is based largely on your test scores and high school GPA. If you haven't already provided your scores and transcripts with your application, please send those as soon as they are available to your admissions counselor so we can process your award estimate as accurately as possible.

Download Transcript Request Form


Explore other scholarships and aid opportunities

Eligible students may apply for various other University scholarships through the Financial Aid Office.

View All Scholarships


Set up your monthly payment plan

Cairn offers students monthly payment plans through the Nelnet Campus Commerce system. Students may divide yearly academic costs into eight, ten, eleven, or twelve monthly payments. An invite to Nelnet Campus Commerce system for a monthly payment plan is sent to the student’s Cairn email address. Any questions should be directed to or 215.702.4207.

Contact Business Services for more information

The Bible is the foundation for everything that we do — not just understanding how to interpret the Bible, but how to integrate it into every part of your life. Coming here is going to challenge you in almost every area of your life: socially, academically, and spiritually.

Breanna Farrell, Business Administration & Bible

Undergraduate Programs

Cairn Online
$ $425 per credit
  • Flat per credit rate
  • AA, BS/BA, and Dual-Level programs!
  • Access to all online learning platforms
  • Does not include textbooks & supplies

Undergraduate Programs

Full-time, on-campus (2022-2023)
$ $11,049
per semester (after average aid)
  • Tuition (12-18 credits/semester)
  • Housing
  • Meals (unlimited access plan)
  • Activity fees
  • Does not include textbooks & supplies

Graduate Programs

Online & On-campus
$ $300-$725 per credit
  • Discounts available on select programs
  • Tuition varies by program
  • 50% off for course audits
  • Does not include textbooks & supplies

Find out how much you can save!

Complete our Scholarship Estimator. Our admission staff will review your submission and contact you shortly to discuss your merit scholarship. Final scholarship will be determined upon receipt of official academic transcripts and admission to Cairn University.

Important Dates & Deadlines

Financial Aid Forms

Helpful Links

Contact the Financial Aid Office