While the cost of a Cairn University education is competitive with similar institutions, we realize you may need financial assistance to take this journey.  You are not alone.

Our Financial Aid professionals are all committed to providing you with the answers you need to weigh your options.

2020-2021 TUITION
per credit hour

Tuition & Costs

2020-2021 Graduate Tuition & Fees (per credit hour)
School of Divinity Programs (MA, MDiv, ThM) $585.00
All Other Graduate Programs $744.00
International Locations $485.00
Course Audit Fee 50% of course tuition rate

University Housing

Available only during summer sessions.
Contact the Office of Student Life for current options and rates. Email studentlife@cairn.edu or call 215.702.4213.

Students are responsible for the cost of textbooks, supplies, transportation, personal expenses, and any additional program or course-specific fees (applied music lessons, instrument or supply rental, laboratory, etc.) in addition to the costs listed.

Types of Aid

Scholarships and Grants

Cairn University offers tuition discounts and need-based grants for qualifying graduate students.

We also encourage you to look into any incentives your employer may provide for continuing education.

Graduate Need-Based Grant

Accepted, full-time, degree-seeking graduate students may apply for University aid.

Aid amount:
Varies according to need

How to apply:
Complete the Free Application for Federal Student Aid and Grant Application

Christian School Educators Scholarship

Educators and employees who work in a Christian school are eligible for a scholarship up to 50% of tuition each semester.

Aid amount:
Up to 50% of tuition.

How to apply:
Complete Christian School Educators Scholarship Application

Master of Divinity Scholarship

Accepted, full-time, degree-seeking MDiv students may be eligible for a competitive, merit-based scholarship.

Aid amount:
50% off MDiv program

How to apply:
Complete the Free Application fro Federal Student Aid and Scholarship Application

Church Matching Scholarship

Cairn University will match up to $1,000 the amount given by a church in support of a student. This award is for the fall semester only.

Aid amount:
Up to $1,000/year

How to apply:
A church official must submit the Church Matching Scholarship Application with payment to the Financial Aid Office. Deadline: August 1 for the fall semester.


Cairn University offers tuition discounts and need-based grants for qualifying graduate students.

We also encourage you to look into any incentives your employer may provide for continuing education.

Alumni Discount

New, incoming graduate students who are alumni of Cairn undergraduate, graduate, or Degree Completion programs may be eligible for a discount on graduate program tuition.

Aid amount:
10% discount on graduate tuition.

How to apply:
Complete the online application for your program of choice at https://cairn.edu/apply/. Make sure to complete Educational Background section in full.


Scholarship America Matching Scholarship

Scholarship America is a nonprofit organization whose mission is to make a college education possible through scholarships and educational support.

Cairn University is pleased to offer Scholarship America client employees and their immediate family members a discounted tuition rate for Graduate and Degree Completion programs, as well as a matching scholarship opportunity for undergraduate student applicants. Applicants must meet the University’s standard admissions requirements.

Aid amount:
8% discounted tuition rate per credit for all graduate and Degree Completion programs.

Cairn University will also provide a matching scholarship to employees or dependents of employees at Scholarship America partner companies who enroll in full-time traditional undergraduate programs. An employer contribution of $1,000 will be matched by the University for a total scholarship award of $2,000 for eligible students. This scholarship may be applied for annually.

How to apply:


Spouse Discount

Married couples who register in the same semester may apply for a tuition discount.

Aid amount:
Graduate: 30% discount for spouse taking fewer credits

How to apply:
Complete the Spouse Discount Request

Federal Aid and Loans

Need-based financial aid programs are designed to meet a student’s demonstrated financial aid need. Cairn University participates in all federal and state need-based grants, loans, and work-study programs.

Federal Direct Loan

Federal Direct Unsubsidized Loan is a loan which is not based on a students’ financial need. Students pay the loan interest while enrolled or the student can elect to have it deferred and capitalized upon graduation.  Students need to attend at least half time.

Aid amount:
Annual borrowing range up to $20,500 for full-time graduate students.

How to apply:
Complete the Free Application for Federal Student Aid (FAFSA)

Complete the Federal Direct Loan entrance counseling and a Direct Loan Agreement (MPN) at StudentLoans.gov.

Veteran's Benefits
Yellow Ribbon VA Benefit Program

Cairn University is committed to helping veterans secure the GI Bill funds they are eligible for under any of the following VA chapters:

Yellow Ribbon Program

The Yellow Ribbon Program (YRP) was established by the Post-9/11 Veterans Educational Assistance Act of 2008. This program provides supplemental education funding to veterans by matching contributions made by participating colleges and universities.  Learn more at http://www.benefits.va.gov/GIBILL/yellow_ribbon.asp

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at www.benefits.va.gov/gibill.

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