Finding the time and money for school are major concerns for anyone looking to resume undergraduate study within a high-quality program.

Cairn University provides you with the support of Financial Aid professionals who are committed to helping you find the best way to meet your education costs.

2021-2022 TUITION
per credit hour

Tuition & Costs

2021-2022 Degree Completion Program Tuition & Fees
Tuition (per credit) $588.00
Graduation Fee $120.00
Course Audit Fee $283.00/course
Students are responsible for the cost of textbooks, supplies, transportation, personal expenses, and any additional program or course-specific fees (applied music lessons, instrument or supply rental, laboratory, etc.) in addition to the costs listed.

Types of Aid

Scholarships and Discounts

Eligible Degree Completion students may apply for various University Scholarships and tuition discounts through the Financial Aid Office.

As a Degree Completion student you are considered a full-time undergraduate if you are taking 12 or more credits – this means more aid may be available to you. We also encourage you to look into any incentives your employer may provide for continuing education and ask our Financial Aid Office about them.

Church Matching Scholarship

Cairn University will match up to $1,000 given by a church in support of a student. This award is for the fall semester only.

Aid amount:
Up to $1,000/year

How to apply:
A church official must submit the Church Matching Scholarship Application with payment to the Financial Aid Office by August 1st for the fall semester.


Christian School Educators Scholarship

Educators and employees who work in a Christian school are eligible for a scholarship up to 50% of tuition each semester.

Aid amount:
Up to 50% of tuition, including Federal and State Grant eligibility.

How to apply:
Complete Christian School Educators Scholarship Application


Scholarship America Matching Scholarship

Scholarship America is a nonprofit organization whose mission is to make a college education possible through scholarships and educational support.

Cairn University is pleased to offer Scholarship America client employees and their immediate family members a discounted tuition rate for Graduate and Degree Completion programs, as well as a matching scholarship opportunity for undergraduate student applicants. Applicants must meet the University’s standard admissions requirements.

Aid amount:

8% discounted tuition rate per credit for all graduate and Degree Completion programs.

How to apply:

  • Complete the online application for your program of choice at Make sure to select “Scholarship America” under the “How did you hear about Cairn?” field on the application.


Spouse Discount

Married couples who register in the same semester may apply for a tuition discount.

Aid amount:
Degree Completion: 50% discount for spouse taking fewer credits

How to apply:
Complete the Spouse Discount Request

Federal Aid and Loans

Need-based financial aid programs are designed to meet a student’s demonstrated financial aid need. Cairn University participates in all federal and state need-based grants, loans, and work-study programs.

Federal Pell Grant

Needy students taking at least 3 credits in an undergraduate degree program could be eligible for the Federal Pell Grant.

Aid amount:
$670-$6,495 (2021-2022 academic year)

How to apply:
Complete the Free Application for Federal Student Aid (FAFSA)


Federal Direct Loan

Federal Direct Subsidized Loan is a loan for students with demonstrated financial need. The government pays the loan interest for the student while the student is in school and this the preferred loan of the two direct loans due to this subsidy.

Federal Direct Unsubsidized Loan is a loan which is not based on a students’ financial need. Students pay the loan interest while enrolled or the student can elect to have it deferred and capitalized upon graduation.

Aid amount:
Annual borrowing limits range from $5,500-$12,500.

How to apply:
Complete the Free Application for Federal Student Aid (FAFSA).

Complete the Federal Direct Loan entrance counseling and a Direct Loan Agreement (MPN) at
FAFSA required prior to applying for a Direct Loan.

Veteran's Benefits
Yellow Ribbon VA Benefit Program

Cairn University is committed to helping veterans secure the GI Bill® funds they are eligible for under any of the following VA chapters:

Yellow Ribbon Program

The Yellow Ribbon Program (YRP) was established by the Post-9/11 Veterans Educational Assistance Act of 2008. This program provides supplemental education funding to veterans by matching contributions made by participating colleges and universities.  Learn more at

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at

Important Dates

  • February 15 – FAFSA priority deadline
  • August 1 – Church Match payment due
  • August 1 – Fall tuition payment due
  • December 15 – Spring tuition payment due

Contact the Financial Aid Office

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